ABSTRACT
All over the world, the population in rural and semi-urban areas is a major concern for policy makers as they
require technology enablement most to get elevated from their living conditions. Financial Inclusion projects are
meant to work in this area as well. However the reach of financial institutions in those areas is much lesser than in
urban areas in general. New policies and strategies are being made towards making banking services more
accessible to the people in rural and semi-urban area. Technology, in particular Internet of Things (IoT) and
Mobilitycan play a major role in this context as an enablerand multiplier. This paper discusses about anIoT and
Mobility driven approach, which the Financial Institutions may consider while trying to work on financial
inclusion projects.
Keywords: - Financial Inclusion, Internet of Things, IoT, Mobile computing, Mobility, Enterprise Mobility,
Financial Institution, NBFC, Microfinance